Abens Financial Services, Inc.

Vision Directed - Client Focused

Abens Financial Services, Inc. was founded in Minneapolis, Minnesota in 1987 as a full-service financial services company.
We are Client-Focused and Vision-Directed, striving to provide our clients with the highest standard of personal service and independent professional advice. We seek to provide our clients with excellent service and quality advice so that together, we can grow.

Services and Tailored Relationships

We offer asset management programs as well as advice to clients on matters not involving securities, such as financial planning, tax issues, and trust services that often include estate planning. Abens Financial Services tailors our relationship with each client. We meet with each client to discuss goals and objectives and incorporate them into their financial plan.
Our Fiduciary Duty

Abens Financial Services is a Registered Investment Advisor. We hold ourselves to the highest ethical standards. This means that we put the interests of our clients ahead of our own. We believe that by doing right by our clients; Providing them with excellent service and quality financial advice that we will prosper right along with them. For over 25 years, our financial advisors and staff have been committed to providing expert, personalized and responsive financial services. Contact us and see how we are Vision Directed and Client Focused.

What We Do

Just as you should begin your financial journey with a vision, you also need to carry out that vision using the best tools and resources possible. To implement your financial strategy, we can provide you with access to an extensive range of financial services.

Through our combined resources, we are able to address your personal needs and present you with specific options that are appropriate for your situation. Whether you are an individual investor, employer, or trustee, we invite you to review the wide array and quality of our products and services.

For many clients, our fee-based asset management services provide the ideal opportunity to invest in the markets with the added value of professional expertise. As an asset management client, you benefit from professional management and supervision, which is backed by experience and research. Our services for asset management portfolios include assessing the client's financial situation, including objectives, time horizon and risk tolerance; determining an appropriate asset allocation mix; selecting money managers; actively managing the client's portfolio; and providing the client with comprehensive, easy-to-read reports to monitor portfolio progress.

Our asset management process is interactive. You have ample opportunity to provide input so we can manage your investments according to your needs and expectations.

We provide business consulting services that can help you navigate each phase of the business cycle, from start-up, through growth, and into maturity. Directly or by professional referrals, we offer consulting services on both strategic and tactical levels. For example, we can help you develop your business plan, look at new areas of business growth, and consider future strategic issues, including retention of key employees and business succession. We can also provide an objective review of financial statements and provide recommendations. The bottom line: You benefit from an objective viewpoint on the financial and structural health of your business.

Retaining employees is one of the top concerns of business owners and executives. However, employee benefits can be a very costly retention tool. We can direct businesses in the process of evaluating employee benefit needs and designing a cost-effective package, taking into account employer objectives, government regulations, and employee expectations. Often, the direction we provide is a confident referral to a trusted employee benefit plan specialist. We also stand ready to provide individual or group employee education regarding qualified plan investing and other financial matters — which in itself is an employee benefit.

Whether it's your estate or the estate of a loved one, it takes planning to reduce estate taxes, probate costs, and various administrative hurdles — and to increase the transfer of wealth to heirs or to charity. Because of complex laws and tax codes, estate planning can make a dramatic impact on your financial picture. We can help you consider all your options, which may include revocable living trusts, credit shelter trusts, wealth replacement trusts, and charitable remainder trusts, among others. We work in partnership with your current advisors, accountants or attorneys, or provide professional referrals, if needed. Above all, we can help you develop an effective estate plan according to your goals.

As the world becomes more complex, there's an increasing need for financial planning. Our financial planning services produce a personally tailored strategy for achieving your financial goals. This strategy — which may be comprehensive or may address one or more particular needs — can help you take better control of your financial assets and make more intelligent decisions regarding retirement planning, education, financing, investment planning, asset allocation, risk management, income tax analysis, estate planning, and other important issues. Through our financial planning process, we can clarify your present situation by gathering appropriate facts, determining your financial needs and goals, and identifying possible financial barriers to achieving your goals. After presenting your plan, we can assist in its implementation and periodically review and revise your plan as your situation changes.

Used wisely, insurance can be a powerful tool for replacing income, creating assets, or protecting assets you have already earned. We can help you make the most of your insurance investment, identifying opportunities to lower your insurance costs and leverage your existing policies. We work closely with independent insurance agents and can direct business for a range of insurance products and services, including life, disability, medical, and long-term care insurance. And most importantly, because we are independent, you know we are working for you, not an insurance company. Our goal is to find the best policies for the best prices from the best people.

Creating a Vision Together

Our vision begins with you.

Attitude is a powerful force. A positive attitude can overcome obstacles, win races, and find hope. It leads to opportunity, and gives you the power and momentum to fulfill your personal vision for the future. Chances are, much of your own success has been the result of a positive attitude in the face of great challenges.

Our work begins with a positive attitude toward you. We believe:

1. You want to accomplish meaningful goals.
2. You recognize the importance of planning for your future.
3. You want the right financial solutions to help you reach your goals.
4. You seek professional financial advice, from an advisor you can trust.

What is your vision for the future?

What do you foresee for yourself and your family in five years? In ten years? In twenty? Ultimately, what legacy do you hope to leave? How close are you to reaching the goals you hold important and making your vision a reality?

Vision is the starting point for any financial strategy. But answering questions about the future, with confidence, is not always a simple task. You have more choices and information than any previous generation. As a result, it is difficult to avoid being paralyzed by indecision or overloaded by possibilities.

It's good to have choices. But too many options often leave more questions than answers. What is the clearest path to your goals? What financial tools and resources will you need along the way? Whom can you trust to help you weigh alternatives and make smart, prudent choices?

We can bring clarity to your situation. We can help you form a vision that will give direction and discipline to your financial decisions. Most importantly, we can help you execute that vision and begin to make it real.

We can direct your vision.

By working together, we believe we can help you see farther — and more clearly. We can provide you with the process, the expertise, and the resources to help you pursue your vision.

We believe financial advisors serve clients best when they do not have biases, product preferences, or sales quotas. Nor should advisors have a "cookie-cutter" approach toward their work. They should be free to provide you with a wide array of financial product or service that is appropriate. We believe you can best achieve your vision with an independent advisor.

Potential benefits of an independent financial advisor:

1. Objective trustworthy advice
2. Custom-tailored solutions
3. Flexible compensation options
4, A long-term relationship based on your best interests

In the end, truly objective financial advice should be based on the premise that no two individuals, and no two situations, are the same. We offer the integrity of a financial advisory process that begins and ends with your goals and preferences. You receive custom-tailored services from start to finish.

We Can See the Possibilities

Even though we are independent, we belong to a consortium of independent financial advisors. This relationship gives us numerous resources that many independent advisors cannot duplicate — resources we believe translate into clear benefits for you.

Responsibility and Access

Abens Financial Services, Inc. is the Registered Investment Advisor for asset management services and is a registered investment advisory firm with the State of Minnesota.

Expertise, Intelligence, Quality

We rely on a body of knowledge that comes only from years of experience. What's more, when appropriate, we can draw on the expertise of specialized advisors, in such areas as business planning, estate planning, insurance, and executive compensation. We can apply these capabilities to your specific financial needs.

We invest in resources to investigate and verify the quality of products and services we provide. We invest the time to meet with mutual fund managers and visit product companies. We ask tough questions to uncover the potential strengths and limitations of different products. We put it all together with a commitment to excellence in everything we do.

The financial strength of our affiliation allows us to invest in research, information, and education. This gives us a better understanding of short-term events and long-term trends that could affect your finances.

What can we see together?

Putting your trust in a financial advisor is an important decision. Few decisions are as personal or as critical. And it's a decision you should make only after you find someone who demonstrates the ability to listen, to understand, and to apply knowledge and the appropriate resources to help you achieve your vision.

We believe we offer you the best financial services available today. Our independence, our expertise, our combined strength of resources, and our personal service, sets us apart.

We invite you to meet with us for a complimentary initial consultation. There is no obligation.

We will discuss your vision and what it will take to bring it to fruition. We will help you carefully consider your options. Then, we will develop a meaningful strategy and work with you toward effective solutions.

We are vision directed and client focused. Seeing and working together, we can help make your vision a reality.

Contact Us

Phone | Fax

(952) 933-9650 Fax: (952) 933-9680

Email

staff@abens.com

Address

4926 Lincoln Dr. Edina, MN 55436

Disclaimer and Limitations:

Abens Financial Services, Inc. is an investment advisory firm whose principal place of business is in Minnesota. We may only conduct business in states in which we are registered or qualify for an exemption from registration requirements. Please realize that this website is provided for informational purposes only, and should not be construed as a solicitation to buy or sell a security or the delivery of personalized investment advice.

The wheat logo shown throughout this web-site and the phrase, "Vision Directed, Client Focused", are service marks of Abens Financial Services, Inc. (AFS). Use of these marks in any form or manner is prohibited without a written license agreement with AFS.

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Welcome to Abens Financial Services

Vision Directed - Client Focused

Vision Directed - Client Focused

Services and Tailored Relationships

Our Fiduciary Duty

What We Do

Creating a Vision Together

Our vision begins with you.

What is your vision for the future?

We can direct your vision.

Potential benefits of an independent financial advisor:

We Can See the Possibilities

Responsibility and Access

Expertise, Intelligence, Quality

What can we see together?

Contact Us

Phone | Fax

(952) 933-9650 Fax: (952) 933-9680

Email

staff@abens.com

Address

4926 Lincoln Dr. Edina, MN 55436